Blogpost
Fit and Proper 2.0: Why the human factor determines your capital requirements
Regulatory Law, Risk Management
Fachartikel
Changes to the LSI Stress Test 2026
Technical classification, regulatory requirements and timing implications from the pilot survey
NEWS 01/2026
The 2026 LSI stress test will be conducted again this year for German credit institutions in accordance with the regular two-year cycle. The aim of the survey is to analyse the earnings situation and capital development of Less Significant Institutions (LSI) under baseline and stress conditions over a multi-year horizon.
NEWS 01/2026
The 2026 LSI stress test will be conducted again this year for German credit institutions in accordance with the regular two-year cycle. The aim of the survey is to analyse the earnings situation and capital development of Less Significant Institutions (LSI) under baseline and stress conditions over a multi-year horizon.
Significance of the 2026 LSI Stress Test and its relevance for institutions
In line with the regular two-year cycle, the 2026 LSI Stress Test is being conducted again this year for German credit institutions. The aim of the survey is to analyse the earnings situation and capital development of Less Significant Institutions (LSIs) under baseline and stress conditions over a multi-year horizon.
The 2026 LSI stress test is divided into two closely interlinked components: a survey section based on the institution’s own planning, and a standardised stress test section to simulate adverse developments. The 2025 annual financial statements serve as the data basis.
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Preferential Treatment of Retail Exposures in the Credit Risk Standardised Approach (CRSA) – EBA clarifies requirements regarding the granularity criterion
Bank Controlling, Regulatory Law, Regulatory Reporting
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FiDA and Open Finance: When data becomes a competitive advantage
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