Artificial Intelligence in Treasury – from periodic financial reporting to a continuous management function

A joint perspective from the banking and corporate sectors

For decades, treasury operations were clearly structured: daily closings, cut-off times, periodic forecasts and historically established management frameworks formed the backbone of liquidity and risk management – both in bank treasury departments and in the treasury functions of large corporations.

In a world with clear time windows, predictable cash flows and sufficient reaction time, this model works well. Yet it is precisely these framework conditions that are currently breaking down.

Real-time payments, 24/7 availability of payment infrastructures, shortened settlement cycles such as T+1, volatile markets and new digital asset classes are forcing treasury functions into a new role. Treasury is evolving from a periodic function into a permanent control centre.